1. The loan must be for twice the amount required for the project
2. 50% of the funds are placed in a sinking fund to cover the principal borrowing.
3. 50% of the funds are released to the borrower for their project
4. Before a loan can be considered the borrower must be a client of the bank.

Example: Borrower requires US $10 million, for 10 years. Borrowing is for US $20 million. Interest is for 9% on US $20 million (US $1.8 million per annum). The total payment to cover all costs by the borrower is US $18 million (this is equivalent to an 8% fixed interest loan for 10 years).

1. An account is opened with the bank.
2. The proposal is sent to the bank ( Initially a fax summary is sufficient for a preminiliary approval).
3. Once the initial approval is given the full project is sent to our evaluation committee.
4. The banks fee structure is as follows:
   a. Application fee US $25,000.(refundable upon the Client completing the contract)
   b. Establishment fee 3.5% of the project loan amount.

NOTE: No fees or charges are incurred unless the loan is approved.
The Application fee is not due for payment until the loan is approved by the bank.

The Establishment fee is not payable and will not be debited from the client Account until funds have been drawn for the borrowing.

Trustcoban International Bank is a wholesale bank who conducts all banking through established retail banks in various locations worldwide. The scope of our banking network is expanding rapidly.
When you open an account with Trustcoban you actually become part of the TrustCoBan network and therefore are linked into the established credit lines of that network. You are not just a customer but rather a member of the group. When you apply for a loan you are drawing funds from this established credit network.Trustcoban International Bank was originally formed to service the financial needs of its shareholders, thus credit lines were established through the efforts of our shareholders and directors who themselves hold major positions within various financial and banking establishments. So, by opening an in-house account with Trustcoban International Bank you are able to instantly access the lending programs which we have set up, otherwise we could not offer you the funding services presently on offer.

Telephone instructions are not secured and even if the customers' password is given there is no definite record of those instructions. In the same way telephone inquiries are not accepted, as the identity of the caller can not be verified. If it became necessary for a client to speak directly with a bank officer then a fax or e-mail request for voice contact can be initiated resulting in the bank officer calling you. This way we at the bank know we are speaking to the right person. We demand total security for our customers.

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